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    At Calvert Ophthalmology Center, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks and most credit cards. We inform our patients from the surrounding communities of Clarksville, Franklin, Hopkinsville and Madisonville about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.


    The knowledgeable staff at Calvert Ophthalmology Center is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.
    Contact our office to find out if your insurance provider is accepted in our offices in Clarksville, Franklin, Hopkinsville, and Madisonville or for more information about your vision coverage.

    Medical Insurance for Opthalmology Patients 

    BCBS + Anthem
    Cigna / Center Care
    Aetna US Healthcare
    Blue Grass
    TriCare / TriCare Prime
    Most major health plans

    Vision Insurance for Optometry Patients 

    • EyeMed
    • VSP
    • Davis Vision
    • Spectera

    Hospital Affiliations

    Jennie Stuart Medical Center
    Western Kentucky Ambulatory Surgery Center
    St. Thomas Surgery Center in Clarksville
    Surgical Care Affiliates, Clarksville
    Baptist Health Madisonville

    Flexible Spending Accounts

    Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

    Other Payment Options

    Our optometry and ophthalmology teams in Clarksville, Franklin, Hopkinsville and Madisonville understand that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Calvert Ophthalmology Center, we also accept cash, check, and major credit cards. Call today to schedule your eye exam.